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Frequently Asked Questions

What is the Membership form and why do I need to fill it out?

The membership form allows you to have access to join CSJB (Central States Joint Board) Health and Welfare Fund and receive comprehensive benefits, similar to a large group employer. 

What is my start date (is the start date at PEO or with my current job/employer?

Your “start date” is the day you sign up for the PEO.  Your benefits will begin the 1st of the following month.

How long is the contract?

It is an annually renewable one-year minimum contract.  

Can I get COBRA coverage if I leave?

This plan is not COBRA eligible. 

When did the CSJB Health and Welfare Trust get established?

1955

Who regulates the trust?

ERISA (Employee Retirement Income Security Act).  A federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry to provide protection for individuals on these plans. 

When did the trust start using BCBS of Illinois PPO network?

The partnership was established in 2004.

How do I set up payments?

Once approved to join the PEO, we will automatically debit through an ACH transfer.  Your premium is paid out of this monthly debit.