Better Benefits for
Independent Contractors and Businesses
PEO4Me offers healthcare benefits, dental, vision and life to independent contractors and businesses that cannot otherwise participate in a group benefits.
- Health
- Dental
- Vision
- The largest network in the country
- Same rates across the U.S.
Health Benefit Plan Highlights
- $1000 Deductible
- $3,800 Max out-of-pocket
- 20% Coinsurance
- No Medical Underwriting
Health Benefit Only Premium - (2025 rates)
- Employee Only - $731
- Employee and Spouse - $1500
- Employee and Child - $1146
- Employee and Family - $1636
* Rates listed here are for health benefit only. For full benefits package rates, and fees please see resources page.
What is a PEO?
A more efficient and affordable way to administer HR solutions
A professional employer organization (PEO) is an experienced HR outsourcing company specializing in helping individuals, independent contractors and small groups manage and make the most of their relationships with their employees.

Small Groups, Individuals & Contractors
Do I Need a PEO?
This is a simple question with an equally simple answer. Partnering with a PEO becomes necessary when your business could use the help of a fully-functional HR service, which your company may otherwise not be able to afford on its own.
Health Benefits
Partnering with a PEO can save you money
In a PEO, your company has the opportunity to access better insurance benefits for less. Regardless of the organization's size, many businesses now look to PEOs as the best solutions for health benefit packages. On your own, you may be very limited in access and selection.